Attorney Darrell Fahey has been practicing law in Michigan since 2005.
Chapter 7 bankruptcy provides relief to people in difficult financial circumstances-hundreds of thousands (or even millions) of people each year. Chapter 7 bankruptcy is especially helpful for people who have high unsecured debts like medical bills, credit card debt and unsecured personal loans.
In most Chapter 7 cases, the automatic stay goes into effect immediately, stopping creditors and debt collectors in their tracks.
Life has a way of unsettling the best laid plans. Sometimes, dealing with unforeseen circumstances becomes the norm rather than the exception. Even the most financially-responsible people among us can be overwhelmed by the costs arising from an accident, an illness, a loss of employment, a reduction of hours at work, a spike in interest rates, a loss of overtime wages, a bill for an unexpected repair job, or some other change in circumstances.
The longer one waits to take care of unpaid bills, the more a catastrophic outcome is likely to occur, such as the loss of a home, a car, or other cherished property. Not to mention the health risks posed from coping with long-term stress.
Who Should File Chapter 7 Bankruptcy?
Typically, Chapter 7 works best for people who:
- Have a lot of credit card and medical debt. Bankruptcy is designed to completely eliminate unsecured debts like credit card and medical bills. Typically, it works quickly, meaning you don't have to wait years for a fresh start.
- Are receiving collection calls and notices. Bill collectors usually don't just go away. In fact, as your debt becomes older, they sometimes get more aggressive in their collection efforts. Once you file Chapter 7, collectors are legally prohibited from contacting you. They must deal with the bankruptcy court instead. Finally, those calls and letters will stop!
- Possess below-stellar credit. It's true that bankruptcy affects your credit score. But if you already have a low credit score, that may not matter much. It usually stays on your report for 7-10 years, but after you discharge your debt, you can work to improve your score during that time. It is certainly possible to get auto or home loans during that 7-10 year period.
We are a debt relief agency, we help people file for bankruptcy relief under the Bankruptcy Code.
Contact me: email@example.com or 269-929-6434 or 616-522-3369
If you have been charged with violating a criminal statute in the State of Michigan, it is critical that you contact an experienced defense attorney who can help you minimize your punishment or possibly avoid conviction. No matter the charge, conviction of a felony and/or misdemeanor is a serious matter that can substantially impact your life. Consult with an experienced attorney who can advise you on your rights and represent you in court.
I have handled represented hundreds of criminal defense cases either Felony or Misdemeanor cases ranging from disturbing the peace to murder charges. The more common cases I have handled, have been:
- Operating While Intoxicated
- Domestic Violence
- Operating and Maintaining a Methamphetamine Laboratory
- Possession of Methamphetamine
- Indecent Exposure
- Assault and Battery
- Marijuana Possession
- Carrying a Concealed Weapon
- Home Invasion
Do not hire just anybody, contact me today for a free consultation. I Darrell Fahey of Fahey Law would be glad to meet with you.
I also handle Driver's License Restoration cases at the Secretary of State. If you have lost your Driver's License because of too many points or multiple Operating While Intoxicated, please give me a call and I can assist you with the whole process.
Contact me: firstname.lastname@example.org or 269-929-6434 or 616-522-3369
As a veteran myself and an attorney I feel it is my duty to assist fellow veterans in getting benefits they deserve. I served five years active duty in the US ARMY attaining the rank of sergeant. I was in an Engineer Battalion the 864th out of Fort Lewis, Washington for four and half years, spending sometime overseas, but not in combat. I am glad I got the experience to serve my country and serve with many other great Americans.
If you served your country. You were injured. You should receive benefits. No questions asked. Unfortunately, it is not that easy, the VA is a complex system to navigate, I can help you with this.
Types of VA Benefits
There are two basic types of benefits available through the Department of Veteran's Affairs. These are VA disability benefits and health benefits.
VA Disability benefits are monthly payments made to service men and women, and, in some cases, their families. For injuries that are caused by some service connected event, disability payments are made based on the degree of the injury. A serviceman does not have to be completely disabled to receive compensation benefits.
For servicemen who served in a period of war, the VA law allows a pension benefit, regardless of whether the disability was service connected. This benefit is income and asset tested and only applies to those wartime veterans who do not have significant income and assets.
Widows and widowers of deceased service may also be entitled to payments based on condition of their spouse. The VA law provides for a monthly payment where the cause of death was a service connected condition or where the veteran was totally disabled because of a service connected condition for a long period of time before the death.
I can help you with the following:
- Conduct your initial consultation to determine the validity of your appeal
- Guide you through the claims process and answer questions as they arise
- Complete and file all VA forms and requests for appeals with the proper office
- Handle all contact with the Department of Veterans Affairs
- Obtain necessary evidence and medical records to substantiate your claim
- Prepare and submit analyses of all evidence related to the claim
- Prepare you for all hearings
- Represent you at all hearings and appeals
- Keep you informed of your case status every step of the way
I can help
- Veterans - Anyone who served in the active military, naval or air services, including the Coast Guard, who was discharged or released under conditions other than dishonorable may be qualified. (Veterans with dishonorable discharges cannot apply for VA benefits.)
- Surviving spouses - Spouses of active service members and veterans who died from service-related injuries may be qualified for benefits if they meet certain criteria.
- Surviving children - Surviving children of service members and veterans who are under age 18 (under age 23 for students) and who are unmarried may be qualified for benefits; certain helpless adult children also may be entitled to benefits.
There are no upfront charges. You pay no fees unless we win your claim for benefits.
I will meet with clients regarding wills, revocable trusts, conservatorships and guardianships.
Do take the time to designate a guardian for your children. If you don't make a Last Will and Testament and write down your choice for the guardian of your children, then your family really won't know your true wishes and a judge who doesn't know you, your children, or your ex-spouse will be left to decide who will be the best person to serve.
Avoid Probate. Just by putting your home in a trust, you can make it much simpler for your heirs by thus avoiding the nightmares of probate.
Guardianship. A family member unable to make rational decision for themselves because of a medical condition, I can help you petition the court for a guardianship.
Conservatorship. A family member unable to make rational decision regarding their money or property because of a medical, I can help you petition the court for a conservatorship.
Darrell Fahey is solo practioner attorney at Fahey Law, PLLC with offices in Mattawan and Ionia, Michigan. Darrell graduated from Thomas M. Cooley Law School in 2005, and currently focuses his practice in Social Security Disability, Bankruptcy, Veteran's Law, Criminal Defense and Estate Planning. He has previously practiced in many other areas of law including family law, and real estate law.
Before attending law school, Darrell Fahey served our country five years in the US Army. Darrell was stationed in the states of Washington and Missouri and deployed to Haiti, Arizona and Thailand. In the military Darrell learned how to work with others and how to take charge of situations. In 1999, Darrell received his Bachelors of Arts degree in Criminal Justice, from Michigan State University.
In the few moments of free time Darrell enjoys spending time with his wife and son, and running, skiing, traveling, reading, and working around the house.